On 1 July 2016 four important new laws applicable to businesses and directors will enter into effect. Two of these relate to the combatting of bankruptcy fraud: the Directors Disqualification Act and the Bankruptcy Fraud Criminalisation Act. Another new law is the "House for Whistleblowers" Act, which creates a new government agency for the investigation of suspected wrongdoings in an organisation at a whistleblower's request, increases the legal protection of whistleblowers and requires organisations with at least 50 employees to establish a "speak up" procedure. The fourth new law requires certain enterprises to file their annual accounts with the trade register electronically. The changes are explained further here.