Just as real estate or financial instruments can be used as collateral for a bank loan, professionals in need of financing can also consider pledging certain intellectual property rights or receivables linked to the use of such rights. Intellectual property rights come in a wide array of forms (copyright, trade mark, patent, etc.) and companies aren’t always aware that they can use these assets when they apply for credit or even a state subsidy. What types of rights can be used as collateral and how does it work in practice?

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